Weekly Budgeting – Stay in Budget with Fuel & Food

Stay in Budget with Food & Fuel

We can all judge our bills when it comes to electricity, gas and mobiles as we can estimate usage based on previous usage. But when it comes to food, depending on how hungry we can get, we can all blow the budget without realising. When budgeting for your business and personal life it is imperative you take control of all elements of your spending. If you find there are areas that are not controlled, start thinking about what you can implement to reign in your spending. The two main areas we find business owners don’t track closely enough is fuel and food.

Here are some tips to stay within budget

Get a fuel card

Whether you are a sole trader or a business with multiple cars on the road, get a fuel card. We personally use Caltex simply because it is located the closest to our home and work. By having a fuel card we decrease fuel cost, gain points in Coles due to the account being linked and it tracks our spend. End of each month we get a statement showing what we purchased with payment later being debited direct form our account, this also give us the data showing us how often we refill.

Do online shopping

Ever shopped whilst you were hungry? Most of us leave work and head straight to the shops to buy the food for the evening meal, end of day feeling starving. What does this mean, we buy based on our wants and not our need’s. Sitting down to schedule a weekly delivery based on organizing your meals for the week ahead means you overall will spend less and eat healthier. There’s a reason they strategically place the fresh bread at the entrance, the smell is supposed to make us hungry prior to shopping.

Click & Collect

Can’t take a delivery at home, or maybe it’s for a delivery for a work function? Coles click and collect allows you to shop online and collect your groceries when it suits you. This allows you to stay within budget whilst still being able to collect, a win win!

Receive a daily agenda

A useful but very hidden feature is to receive a daily email digest of all Calendar events, a handy way to stop them sneaking up on you and missing appointments. Accessed by clicking the gear icon > settings> select the calendar you want> go to general notifications and choose ‘daily agenda’ box, then select ‘email’.

Looking to set up a budget for your business? Contact us to discuss how processes in your business can ease up time for yourself

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